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Economic Impact Payments: What you need to know

The Treasury Department and the Internal Revenue Service announced that distribution of economic impact payments began Saturday, April 11, 2020. The payments, also referred to by some as stimulus payments, are automatic for most taxpayers. No further action is needed by most taxpayers who filed tax returns in 2018 and 2019 and most seniors and retirees. Read more.

Funding for self-employed, independent contractors, gig workers

The CARES Act includes a provision of temporary benefits for individuals who are not eligible for regular/traditional unemployment insurance. These individuals may include those who are self-employed, independent contractors, gig economy workers, clergy and those working for religious organizations as well as others who may not be covered by the regular/traditional UI program. Read more.

Texting/Other Resources

  • Virginia Governor: If you are in need of food during this time, text FOOD or COMIDA to 877877 to learn more about feeding sites near you.
  • Waynesboro YMCA: Need help during the crisis? Childcare? Financial aid? Work? Supplies? Text “NEEDHELP” to 855-444-YMCA
  • Waynesboro YMCA: Want to volunteer? Deliver supplies, pickup groceries, distribute food, etc. Text “VOLUNTEER” to 855-444-YMCA
  • 211: If you need assistance finding essential services amid COVID-19 restrictions, or if you simply want to keep up with updates on COVID-19 in your community, 211 operators are available to help.
  • Charlottesville Area Community Foundation Emergency Assistance: For Charlottesville, Albemarle, Buckingham, Fluvanna, Greene, Louisa, Nelson and Orange, Community Resource Hotline, call (434) 234-4490

Community Foundation Fund/Surveys

For Businesses

Disaster Assistance

  • Augusta County Disaster Relief Loan Program: Augusta County has enacted an emergency loan fund for Augusta County businesses. Loans are available for up to $5,000 and at 0% interest. Read more.
  • Economic Injury Disaster Loans and Loan Advance: Applicants can now choose to receive a $10,000 grant immediately upon application. If the applicant is not awarded the loan, the grant does not have to be returned. Read more.
  • Facebook Small Business Grants Program: Offering $100M in cash grants and ad credits to help during this challenging time. More info.
  • Family First Coronavirus Response Act: Provides refundable payroll tax credits for small and midsize businesses. More info.
  • Federal Disaster Loan Assistance: Funds can be used to pay fixed debts, payroll, accounts payable, and other bills that can’t be paid because of the virus’ impact. Apply now.
  • Paycheck Protection Program: This CARES Act program is designed to help small businesses keep workers employed. Applicants can apply beginning April 3. Importantly, the loans associated with this program may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. Info.
  • Shenandoah Valley Workforce Development Board Grants: SVWDB has received Virginia Rapid Response funding to assist employers eligible to remain open during this emergency. Read more.
  • Small Business Development Center: Provide assistance with Economic Injury Disaster Loans (EIDL) for Virginia-based businesses; email [email protected] or call (540) 568-3227
  • Staunton Creative Community Fund: Currently working with business oners to identify and build financial resources to support businesses. For funding information, email Debbie Irwin at [email protected]. Read more.
  • Virginia 30 Day Fund: Designed to be quick, easy, and free of red tape, for small business owners to keep employees on board in the near term. The Fund will provide up to $3,000 to each approved small business. Read more.
  • Virginia Employment Commission: Unemployment will be processed for those who have experienced a lay off or reduction in hours due to the Coronavirus. Get started here.
  • Virginia Rapid Response COVID-19 Business Support Initiative: Assists employers eligible to remain open during this emergency. Funds are reserved for small businesses (250 employers or less) and may be used to clean facilities and support emergency needs. The grant will support layoff aversion strategies and activities designed to prevent, or minimize the duration of unemployment resulting from layoffs due to COVID-19. Read more.
  • Waynesboro Economic Development Authority: Emergency loan fund enacted; email [email protected]
  • Harrisonburg Disaster Impact Loan Program
  • Regional COVID-19 Business Support Task Force: Coordinate support and resources for businesses in the Harrisonburg and Rockingham area. Read more.
  • U.S. Small Business Administration: COVID-19 Guidance & Loan Resources Go to website. Video explaining loans. Application here.

Surveys

  • Community Foundation of Central Blue Ridge: Survey available to assess the needs of business owners; complete here.
  • SBA Economic Injury Disaster Funds: Please take this brief survey to provide data essential to get disaster funds. Get started at https://www.surveymonkey.com/r/7RMY8SH

For Parents

Uplifting Links/Videos

Contributors

Contributors

Have a guest column, letter to the editor, story idea or a news tip? Email editor Chris Graham at [email protected]. Subscribe to AFP podcasts on Apple PodcastsSpotifyPandora and YouTube.