Finance Solutions discusses ways to pay for your vacation without drowning in debt

travel vacation
(© kwanchaichaiudom –

When you are planning for your next vacation, you can use the tips listed below to stay out of debt. You might incur a small amount of debt from your trip because you are spending money on unique experiences. However, you should not go into deep debt. You can start with a budget, plan accordingly, and prepare your family for the trip long advance of your departure.

Create A Vacation Budget

Finance Solutions recommends that you create a vacation budget that includes all the expenses for the trip. Your vacation budget should list transportation costs, hotel accommodations, dining, and spending money. You may need to plan for extra travel days that fall outside of your vacation activities.

For example, you may need an extra day to travel to the port where your cruise ship will depart. You also need an extra day to get home after the ship gets back to port.

Hotel Accommodations

When you leave for a big vacation, you may want to think beyond the hotels in the area. Some people spend a lot of money on resorts or hotels, but they would spend less on a rental home or condo. You can cut the costs for your accommodations if you can haggle the price with the owner, and you will not pay extra hotel taxes on your room.

Also, you can control food and amenities when you are staying in a rental home or condo. You can save money on food because you brought food into the condo, and you could even cook meals in the condo because it has a kitchen.


You should start looking for your plane tickets many months in advance. You can use discount websites to find the best deals, and you should shop for flights in the middle of the week when prices are at their lowest. You should cash in any airline miles you have, and you may want to use a cashback credit card.


You should budget for a taxi and/or a rental car for your trip. You can drive around the area in a rental car, or you could take taxis around town. You might order a black car service to pick you up from the airport, or you could have that car take you around town on your trip.

If you are trying to cut costs, you should look for a coupon or deal that will help you save money. You could use a bit of cash for cab fare, or you could rent a car because you only need to pay for gas. Determine what the best option is for the trip you have planned.


You can cut back on your expenses if you plan to make many of your meals in the condo or rental house you have found. You can bring food with you that was bought cheaply at home, and you can pick up a few groceries when you arrive. You should look for small bistros and cafes around town that will help you save money, and you should cut back on your alcohol consumption during the trip.

If you plan to drink and have a good time, you should buy alcohol before you leave home. You can buy alcohol when you get to your destination, and you can make cocktails in your room, condo, or house. If you want to enjoy a nice dinner on the town, you should earmark money for one big meal that will be memorable.

Amusement/Attraction Park Tickets

You can buy your amusement park or attraction tickets long before you leave for your trip. Some of these tickets might be sold as part of a package, or you could get a deal on these tickets if you buy them in the offseason. You need to budget for the tickets that are required for your trip, and you should not buy extras.

You can often save money by purchasing a yearly pass to certain parks, and that makes it easier for you to afford other things on your trip.


You do not want to spend too much money on souvenirs, but you can earmark a bit of cash for everyone to buy something special. You might have a souvenir in mind, or you might ask everyone to pick something that they truly love. You can get a few extra trinkets to take home, and you will not spend too much on items that might be forgotten.

Organize Your Work Schedule

When you go on your trip, you should ensure that your work is already done. People who work at home or have contract jobs need to earn a bit of extra money before leaving. You can get extra work done before you leave, and you can tell your clients that you will be out of town.

If you are taking vacation days at work, you must make sure that they are all paid for.

Cashback Cards Help You Save Money

You can use a cashback card on your trip because you will earn cash that can be used to reduce your payments. When you make the payment with the cashback card, you will save money. Plus, you can negate some of your debt from the trip with one big cashback payment.

Take Out Cash For Your Daily Budget

You may want to take cash out for each day of your trip. You can budget for each day of the trip because you can only spend the cash you have. This is a simple way to see how much money is left, and you will tend to spend less because you are not using a credit card.


When you have planned your trip with a solid budget, you will not go into deep debt. You do not need to worry about overspending if you have a daily budget, and you can reduce your costs by staying in a rental home, buying cheap airline tickets, and cutting back on your local transportation costs.

augusta free press news