Plastic surgery financing: Worth it for a lift?

healthcare

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When you ask many ladies around today why they cherish some of their favorite stars on TV, don’t be surprised to start hearing things like “I love her curves so much,” “her waistline looks so good to be true,” “her face looks so perfect, I think she hasn’t got cheek-bones.” Such is the extent to which our society appreciates people with captivating bodily structures. But you know why you don’t see every Tom, Dick, and Harry on the street having such shapes and facials; the reason is that these transformations don’t come for cheap. In fact, they are mostly achieved through the concept of ‘Plastic Surgery”. Plastic Surgery has been defined as a branch of medicine concerned with improving the function or appearance of parts of the body through reconstructive or cosmetic medical procedures. From the sound of it, you can guess two things. The first is that it is very expensive, and the second being that it is executed by specialists, not just a medical doctor. Since it is very expensive, not everyone can afford it. For instance, if a popular celebrity decides to undergo plastic surgery, whether because of an accident or other reasons, there can’t be a hitch because the money is there. But what about people who actually need the surgery, maybe because their face or their body is their brand, but do not have the financial means? What Option is left for them to take for the financing of their surgery?

Use credit card

This depends on your credit score, so a new or existing credit card could be your best financing option. Although most of us do fret at the sound of the word “credit cards,” you need not if you’re looking for means for financing cosmetic procedure. The good news with credit cards is that, nowadays, there are some cards that are specifically designed for these purposes, and you only need research about them to find the best for your plastic surgery.

A personal loan

A personal loan is a great option. You can take a loan from your local bank or explore the online marketplace to find competitive loan rates among online lenders. You should know that personal loans typically have fixed interest rates, which vary depending on your credit score, meaning that your interest rate won’t fluctuate throughout the life of your loan, making it a reliable option. A major benefit of personal loans is that they allow you to chip away at your medical debt in a series of regular payments. Note that you will only qualify for attractive rates and terms if you have good credit. If you have bad credit, forget it.

Using a medical credit card

These Medical credit cards are another great option for financing your plastic surgery. There are so many medical credit cards that offer an introductory 0% APR (Annual Percentage rate) that lasts six to twelve months. However, if your balance is not paid in full during that period, some cards apply interest retroactively. Make sure to read the fine print carefully and, if in the form of doubt, pay your debt within the introductory period to be on the safe side.

If you do not have access to any of these options, then maybe you should not go through the surgery, especially if you can still manage. According to statistics, most people that undergo plastic surgery do not actually do so because the part of their body that they are trying to correct is so disfigured, but they do so because they do not like that body part or do not feel comfortable with it. Other statistics have also proven that most of the people who usually enter the surgery room with this problem either come out with an unsuccessful story or worse i.e., Death. This is because the human body has been so structured in a way that you cannot replace a part of it perfectly if it is not supposed to be replaced, and the only way it can be fit for complete replacement is if it is 99.8% bad. Thus, Plastic Surgery should only be worth it and executed when it is the last resort. Any other reason would just be a waste of time and money.

Uday Tank has been working with writing challenged clients for several years. His educational background in family science and journalism has given him a broad base from which to approach many topics. He especially enjoys writing content after researching and analysing different resources whether they are books, articles or online stuff.


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